The microfinance organization “BIZNES FINANS”, operating on the basis of License of the Central Bank of the Republic of Uzbekistan No. 46 dated April 22, 2017, operates in accordance with the law of the Republic of Uzbekistan “On non-bank credit organizations and microfinance activities” No. ZRU-765 dated April 20, 2022. In a short period of existence, our company has significantly increased its geographical coverage. Now our service can be used in 7 regions of the Republic. Today our company serves more than 10 thousand clients. However, not only quantity matters, which is why we dedicated 2020 to improving the quality of service and service provided to customers. Many events and trainings were held for employees. Also this year, the company paid a lot of attention to socially significant products at low interest rates.


The main goal of the new Strategy is to reach a new level of competitiveness and expand branch networks, making it possible to compete not only with internal, but also with external competitors, as well as with global technology companies, while remaining the best MFO for the population and business. Our key goal is to scale up the business, increase profitability and efficiency, while increasing flexibility, speed and focus on customer through the introduction of new technologies and development of new skills of our employees.
As strategic directions of our development, we have chosen the creation of new products, improvement of customer experience and ensuring technological leadership within the country, as well as the development of the MFO team. We believe that consistent work in these areas will allow us to innovate our activities, meet most needs of our customers and, ultimately, improve operating and financial results.

When developing the goals of the Strategy, we paid special attention to trends that affect our activities.


Expansion of branch networks
introduction of efficiently operating regional offices, development of our own strategy for conquering regions, presence in all regions of the country
Changing consumer preferences
an individual way of communication with each group of clients, focusing on increasing consumer loyalty, personalized marketing
Introduction of new technologies
digitalization of some service areas and introduction of new products


We are a team of specialists with over 20 years of experience in the field of finance. We provide our customers with the best solution to achieve financial happiness. We are building the best microfinancial company that aims to achieve success with our customers! We are building long-term and mutually beneficial relationships with customers. Using borrowed funds, our customers solve their following issues: they hold wedding events, develop their small and medium-sized businesses, pay for education on a contractual basis, repair their homes, do online shopping at stores, travel, and undergo treatment in prestigious sanatoriums.

Akhmedov Bakhtiyor Tursunalievich
Executive Director
Akhunova Dinara Rashidovna
Development Director
Nam Anna Valerevna
Head of the Credit Department
Kim Valery Anatolevich
Head of the Legal Department
Kim Nadejda Konstantinovna
Chief Accountant
Turkina Anastasia Alekseevna
Internal supervision


Best IPO Deal!
The team of BIZNES FINANS MIKROMOLIYA TOSHKILOTI LLC received an award in the category “Best Initial Placement Transaction (Uzbekistan).”
Securities attractiveness rating
The Rating Agency "STANDARD AND SENSETIVE RATINGS" assigns an attractiveness rating for the securities of LLC "BIZNES FINANS MIKROMOLIYA TOSHKILOTI" on the national scale at the level (uz) "AA" based on the results of trading conducted by the RSE "Tashkent" during the 1st half of 2023.
Credit rating
Rating Agency "STANDARD AND SENSETIVE RATINGS" increased the credit rating of LLC "BIZNES FINANS MIKROMOLIYA TOSHKILOTI" on the national scale based on the results of the rating for 2022