Rating Agency "STANDARD AND SENSETIVE RATINGS" increased the credit rating of LLC "BIZNES FINANS MIKROMOLIYA TOSHKILOTI" on the national scale based on the results of the rating for 2022

Rating agency "STANDARD" LLC AND SENSETIVE RATINGS" (RA "SNS RATINGS") was created in April 2019, as part of the implementation of Government decisions aimed at improving the rating of Uzbekistan and in order to provide rating services to financial and credit institutions of the Republic. Assignment of credit and solvency ratings is carried out within the framework of procedures and methodological recommendations developed by the RA “SNS RATINGS” for conducting rating assessments of financial institutions of the Republic of Uzbekistan.

From the RA report “SNS RATINGS”: “Rated microfinance organization with a rating (uz) "AA-» It has EXCEPTIONALLY HIGH level of creditworthiness and reliability, reflecting the very low level of credit risk in its activities. Financial and credit institution – holder of the rating  (uz) "AA-» characterized by a very high potential for timely and complete fulfillment of its financial obligations to creditors, depositors and investors.

The assigned rating reflects its leading position in the market, high level of management, growth in business scale, increase in key performance indicators, and high level of reliability. At the same time, the rating also takes into account the growth of the loan portfolio and the increase in associated credit risks.

The “positive” outlook for the rating is due to the expectation of the RA “SNS RATINGS” to continue to strengthen the scale of the business, increase key performance indicators, increase profitability indicators and capital adequacy indicators.”